從地圖上看，該項目位於馬尼拉首都地區，毗鄰四個中央商務區，可以說是黃金地段。該項目周圍有三個商業中心和八個購物中心。繼Uoolu的房地產顧問之後，宋先生參觀了市區，距SM City Masinag約600米，距Robinsons Metro East僅3公里，距SM Cherry Antipolo 1公里。 Song先生還參觀了著名的Ateneo De Manila大學，該大學也在該項目附近，在全球國際大學中排名第 100 位 。
“Overseas real estate investment” is not a game limited to the wealthy, if your investment budget is less than RMB 300,000, look at this...
Overseas Real Estate Investor: Song Jiayu (alias)
1. Age: 35
2. Monthly salary: 15,000 after tax (Beijing)
3. Destination of investment: the Philippines (new apartment)
4. Property location: Metro Manila, the Philippines
5. Purpose of investment: to earn rental cash flow or to resell the property at an appropriate time to earn the gap price.
6. Amount of investment: total price of RMB 290,000, down payment of 20%, monthly installment of RMB 2,000
7. Real estate income: rental income averages 5% annually, and house prices have risen by 8% in the past year.
Futures house to be delivered in 2022 with permanent property rights and fine decoration, located in a business circle and close to the light rail track
Mr. Song is an overseas real estate client recently received by Uoolu. After having a general understanding of Mr. Song's real estate needs, objectives and assets, we recommend the U Mini White-collar Apartment Project in Metro Manila, the Philippines. This project is specifically aimed at clients with limited budget, especially those with a purchase fund of around RMB 300,000.
Speaking of Mr. Song, we are most impressed not only by his talkative, but also by his regular and restrained lifestyle. This is especially reflected in his daily consumption plan and asset management.
Mr. Song insists on going to bed at 11:00 every night and getting up at 5:30 next morning to prepare for a new day's work and study; after breakfast at 6:00, he insists on two hours of study time, and then starts a day of work; sometimes he goes home at night to continue or plan the workload of the next day; and he holds on to MBA training on weekends... Such regular arrangement of work, rest and life is more embodied in his consumption habits and asset management.
Mr. Song's current monthly after-tax income is RMB 15,000, and he’s at the promotion stage of his career. Mr. Song has a strict wealth accumulation plan (Mr. Song already has a newly needed real estate in China and plans to accumulate enough money for an investment house in five years): monthly rent not exceeding 3000 (Beijing); monthly living expenses not exceeding RMB 3000; other temporary consumption not exceeding RMB 1500.
In this way, through less than five years of work, Mr. Song has deposited at least RMB 7,500 a month, and a total amount of more than RMB 400,000. In recent months, Mr. Song has consulted several like-minded friends about starting a business, and he is ready to invest RMB 300,000 in overseas real estate.
Why does he choose the property project in the Philippines?
Mr. Song answers, "most of this is due to coincidence." Unlike most homebuyers, Mr. Song hasn’t analyzed and compared professional financial data on this aspect. During a trip to the Philippines, he met a Uoolu’s staff and chose a house with a low total price and promising returns. "This is really suitable for young white-collars like me who just have some savings! Now I can also allocate my assets overseas!"
Uoolu’s office in the Philippines is located in Manila. After visiting the Philippines, Mr. Song enjoyed the scenery, air and customs very much. He learned that the SRRV retirement visa in the Philippines, which is very popular recently and very cost-effective, boasts a low threshold and high returns. In addition, prices in the Philippine are quite low. Mr. Song initially chose the Philippines as the first destination for his overseas real estate allocation, because he can afford it, and the future of house price rise is good!
Understanding Mr. Song's demand for housing purchase, Uoolu’s consultant recommended the U mini Manila white-collar apartment in the Philippines for him. The total price is RMB 290,000, at a 20% of down payment rate and monthly installment only costs RMB 2,000. Most importantly, the rental income rate reaches at least 5%, which is higher than those in the four CBDs in the Philippines, and the house price has risen by 8% in the past one year.
After listening to such basic introduction, Mr. Song made up his mind to go ahead with it. This project meets all the requirements and needs for his investment in overseas property, so he decided to visit the house the next morning.
The project is located in the capital area of Metro Manila, the Philippines, on the LRT2 (Light Rail Track) extension line. After comparing properties at the same level in the neighborhood, Mr. Song realized that this is the lowest price, and the price of other properties at least costs RMB 460,000, slightly exceeding Mr. Song's budget. What’s more, the Masinag Station under construction near the project will be open by the end of this year. As we all know, "Once the subway goes off, the gold will soon come". It can be expected that buying it now will have its value appreciate in the future.
Judging from the map, the project is located in the capital area of Manila, adjacent to the four CBDs, which can be said to be the golden location. There are three commercial centers and eight shopping malls around the project. Following Uoolu’s real estate consultant, Mr. Song visited the downtown area, about 600 meters from SM City Masinag, only 3 kilometers from Robinsons Metro East and 1 kilometer from SM Cherry Antipolo. Mr. Song also visited the famous Ateneo De Manila University, which ranks around 100th among international universities worldwide, also near the project.
Mr. Song also listened to the professional ROI class about Philippine real estate market and U mini Manila White-collar Apartment among the crowd of local buyers: Manila, as the largest city in the Philippines and one of the most international cities in the world, is also known as "New York in Asia". Not only is its economy growing fast, but also rental income is generally reaching 6-7%, at least 5%. It is one of the best destinations for real estate investment, and more and more Chinese buyers choose the Philippines.
At last, not only has he traveled through a country, but also has solved his first overseas property investment. After listening to the on-site pre-sale introduction, he’s more confident about the project! Mr. Song said jokingly, "I, a petty white-collar who earns RMB 15,000 a month, have finally joined the rank of overseas real estate investment!"
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