月薪15萬元,我可以通過在其他國家買房賺錢嗎?
Monthly Salary RMB 150,000, Can I Make Money Through Buying Houses in Another Country?
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“海外房地產投資”不只是富人的遊戲,如果您的投資預算少於人民幣30萬元,請看這個...

海外房地產投資商:宋家瑜(別名)

1.年齡:35歲

2.月薪:稅後15,000(北京)

3.投資目的地:菲律賓(新公寓)

4.物業位置:菲律賓馬尼拉大都會

5.投資目的:賺取租金現金流量或在適當時間轉售物業以賺取差價。

6,投資額:總價290,000元,首付20%,月供2,000元。

7.房地產收入:租金平均每年為5%,過去一年房價上漲了8%。

將於2022年交付的具有永久產權和精美裝飾的期貨房屋,位於商業圈內,靠近輕軌

宋先生是Uoolu最近接待的海外房地產客戶。在對宋先生的房地產需求,目標和資產有了大致了解之後,我們建議在菲律賓首都馬尼拉的U Mini白領公寓項目。該項目專門針對預算有限的客戶,特別是購買資金在30萬元左右的客戶。

說到宋先生,我們不僅對他的健談還給他留下了深刻的印象,而且對他固定而節制的生活方式也印象深刻。這尤其體現在他的日常消費計劃和資產管理上。

宋先生堅持每天晚上11:00睡覺,第二天早晨5:30起床,為新的一天的工作和學習做準備。 6:00早餐後,他堅持兩個小時的學習時間,然後開始一天的工作;有時他晚上回家以繼續或計劃第二天的工作量;並且他會在周末繼續進行MBA培訓...工作,休息和生活的這種定期安排更多地體現在他的消費習慣和資產管理中。

宋先生目前的月稅後收入為15,000元人民幣,他正處於職業晉升階段。宋先生有嚴格的財富積累計劃(宋先生已經在中國擁有了一個新需要的房地產,併計劃在五年內為投資房積累足夠的資金):月租金不超過3000(北京);每月生活費不超過3000元人民幣;其他臨時性消費不超過1500元。

這樣,宋先生通過不到五年的工作,每月至少存款7500元人民幣,總金額超過40萬元人民幣。最近幾個月,宋先生就如何開辦企業諮詢了幾位志同道合的朋友,他準備在海外房地產投資30萬元人民幣。

他為什麼選擇菲律賓的房地產項目?

宋先生回答:“這主要是由於巧合。”與大多數購房者不同,宋先生沒有分析和比較這方面的專業財務數據。在前往菲律賓的旅途中,他遇到了烏魯(Uoolu)的工作人員,並選擇了總價低且回報可觀的房屋。 “這真的適合像我這樣的年輕白領,他們只有一點積蓄!現在我也可以將自己的資產分配到海外了!”

Uoolu在菲律賓的辦公室位於馬尼拉。訪問菲律賓後,宋先生非常享受風景,空氣和習俗。他了解到,菲律賓的SRRV退休簽證最近很受歡迎且具有很高的成本效益,但門檻低且回報率高。此外,菲律賓的價格也很低。宋先生最初選擇菲律賓作為其海外房地產配置的第一目的地,因為他負擔得起,而且房價上漲的未來是美好的!

在了解宋先生對購房的需求後,Uoolu的顧問為他推薦了菲律賓的U mini馬尼拉白領公寓。總價格為人民幣290,000元,按首付比例的20%支付,每月分期付款僅需人民幣2,000元。最重要的是,租金收入率至少達到5%,高於菲律賓四個CBD的租金收入,並且房價在過去一年中上漲了8%。

在聽完這些基本介紹之後,宋先生下定了決心繼續進行下去。這個項目滿足了他對海外房地產投資的所有要求和需求,因此他決定第二天早上去這所房子。

該項目位於菲律賓首都馬尼拉大都會區的LRT2(輕軌)延伸線上。在比較了附近同一層的物業後,宋先生意識到這是最低的價格,其他物業的價格至少要花費460,000元人民幣,略高於宋先生的預算。此外,該項目附近正在建設中的Masinag站將於今年年底開放。眾所周知,“一旦地鐵下車,黃金很快就會到來”。可以預料,現在購買它會在將來升值。

從地圖上看,該項目位於馬尼拉首都地區,毗鄰四個中央商務區,可以說是黃金地段。該項目周圍有三個商業中心和八個購物中心。繼Uoolu的房地產顧問之後,宋先生參觀了市區,距SM City Masinag約600米,距Robinsons Metro East僅3公里,距SM Cherry Antipolo 1公里。 Song先生還參觀了著名的Ateneo De Manila大學,該大學也在該項目附近,在全球國際大學中排名 100

宋先生還聽取了有關菲律賓房地產市場的專業ROI課和當地迷你買主中的U mini馬尼拉白領公寓的信息:馬尼拉是菲律賓最大的城市,也是世界上最國際化的城市之一,也被稱為“亞洲紐約”。它的經濟不僅快速增長,而且租金收入通常達到6-7%,至少為5%。它是房地產投資的最佳目的地之一,越來越多的中國買家選擇菲律賓。

最後,他不僅遍歷了一個國家,而且還解決了他的第一筆海外房地產投資。聽了現場的售前介紹後,他對這個項目更有信心!宋先生開玩笑地說:“我,一個月薪15,000元的小白領,終於加入了海外房地產投資行列!”

有關全球房地產投資的更多信息和新聞,請關注:

官方網站:uoolu.com

臉書:Uoolu

Linkedin:烏魯

Twitter:Uoolu海外房地產投資


“Overseas real estate investment” is not a game limited to the wealthy, if your investment budget is less than RMB 300,000, look at this...

Overseas Real Estate Investor: Song Jiayu (alias)

1. Age: 35

2. Monthly salary: 15,000 after tax (Beijing)

3. Destination of investment: the Philippines (new apartment)

4. Property location: Metro Manila, the Philippines

5. Purpose of investment: to earn rental cash flow or to resell the property at an appropriate time to earn the gap price.

6. Amount of investment: total price of RMB 290,000, down payment of 20%, monthly installment of RMB 2,000

7. Real estate income: rental income averages 5% annually, and house prices have risen by 8% in the past year.

Futures house to be delivered in 2022 with permanent property rights and fine decoration, located in a business circle and close to the light rail track

Mr. Song is an overseas real estate client recently received by Uoolu. After having a general understanding of Mr. Song's real estate needs, objectives and assets, we recommend the U Mini White-collar Apartment Project in Metro Manila, the Philippines. This project is specifically aimed at clients with limited budget, especially those with a purchase fund of around RMB 300,000.

Speaking of Mr. Song, we are most impressed not only by his talkative, but also by his regular and restrained lifestyle. This is especially reflected in his daily consumption plan and asset management. 

Mr. Song insists on going to bed at 11:00 every night and getting up at 5:30 next morning to prepare for a new day's work and study; after breakfast at 6:00, he insists on two hours of study time, and then starts a day of work; sometimes he goes home at night to continue or plan the workload of the next day; and he holds on to MBA training on weekends... Such regular arrangement of work, rest and life is more embodied in his consumption habits and asset management.

Mr. Song's current monthly after-tax income is RMB 15,000, and he’s at the promotion stage of his career. Mr. Song has a strict wealth accumulation plan (Mr. Song already has a newly needed real estate in China and plans to accumulate enough money for an investment house in five years): monthly rent not exceeding 3000 (Beijing); monthly living expenses not exceeding RMB 3000; other temporary consumption not exceeding RMB 1500.

In this way, through less than five years of work, Mr. Song has deposited at least RMB 7,500 a month, and a total amount of more than RMB 400,000. In recent months, Mr. Song has consulted several like-minded friends about starting a business, and he is ready to invest RMB 300,000 in overseas real estate.

Why does he choose the property project in the Philippines?

Mr. Song answers, "most of this is due to coincidence." Unlike most homebuyers, Mr. Song hasn’t analyzed and compared professional financial data on this aspect. During a trip to the Philippines, he met a Uoolu’s staff and chose a house with a low total price and promising returns. "This is really suitable for young white-collars like me who just have some savings! Now I can also allocate my assets overseas!"

Uoolu’s office in the Philippines is located in Manila. After visiting the Philippines, Mr. Song enjoyed the scenery, air and customs very much. He learned that the SRRV retirement visa in the Philippines, which is very popular recently and very cost-effective, boasts a low threshold and high returns. In addition, prices in the Philippine are quite low. Mr. Song initially chose the Philippines as the first destination for his overseas real estate allocation, because he can afford it, and the future of house price rise is good!

Understanding Mr. Song's demand for housing purchase, Uoolu’s consultant recommended the U mini Manila white-collar apartment in the Philippines for him. The total price is RMB 290,000, at a 20% of down payment rate and monthly installment only costs RMB 2,000. Most importantly, the rental income rate reaches at least 5%, which is higher than those in the four CBDs in the Philippines, and the house price has risen by 8% in the past one year.

After listening to such basic introduction, Mr. Song made up his mind to go ahead with it. This project meets all the requirements and needs for his investment in overseas property, so he decided to visit the house the next morning.

The project is located in the capital area of Metro Manila, the Philippines, on the LRT2 (Light Rail Track) extension line. After comparing properties at the same level in the neighborhood, Mr. Song realized that this is the lowest price, and the price of other properties at least costs RMB 460,000, slightly exceeding Mr. Song's budget. What’s more, the Masinag Station under construction near the project will be open by the end of this year. As we all know, "Once the subway goes off, the gold will soon come". It can be expected that buying it now will have its value appreciate in the future.

Judging from the map, the project is located in the capital area of Manila, adjacent to the four CBDs, which can be said to be the golden location. There are three commercial centers and eight shopping malls around the project. Following Uoolu’s real estate consultant, Mr. Song visited the downtown area, about 600 meters from SM City Masinag, only 3 kilometers from Robinsons Metro East and 1 kilometer from SM Cherry Antipolo. Mr. Song also visited the famous Ateneo De Manila University, which ranks around 100th among international universities worldwide, also near the project.

Mr. Song also listened to the professional ROI class about Philippine real estate market and U mini Manila White-collar Apartment among the crowd of local buyers: Manila, as the largest city in the Philippines and one of the most international cities in the world, is also known as "New York in Asia". Not only is its economy growing fast, but also rental income is generally reaching 6-7%, at least 5%. It is one of the best destinations for real estate investment, and more and more Chinese buyers choose the Philippines.

At last, not only has he traveled through a country, but also has solved his first overseas property investment. After listening to the on-site pre-sale introduction, he’s more confident about the project! Mr. Song said jokingly, "I, a petty white-collar who earns RMB 15,000 a month, have finally joined the rank of overseas real estate investment!"

For more information and news about global real estate investment, please follow:

Official website: uoolu.com

Facebook: Uoolu

Linkedin: Uoolu

Twitter: Uoolu Overseas Real Estate Investing


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